PROTECT YOUR LIVING STANDARD: Rising Homelessness & Securing Your Wealth and Health | by Lynette Zang


I have been working on my mantra for over 12 or more years. There’s a really good reason why I’ve been preparing my Food, Water, Energy, Security, Barterability, Wealth Preservation, Community, and Shelter. We need that level of security to weather this storm!

0:00 Introduction
2:27 Rents Surge & Inflation Makes Homelessness Worse
8:38 Middle-Class Experiencing Greatest Decline in Standard of Living
10:44 U.S. Cities With The Most Homeless Population
13:41 Putin Warns That Sanctions Will Risk Energy Prices Worldwide
18:14 Global Hyperinflationary Depression
24:03 Central Banks Running To The Safety Of Gold
27:08 Outro


I have been working on the mantra for over 10, well, really going on more like 12 or more years. And there’s a really good reason why I’ve been preparing based on Food, Water, Energy, Security, Barterability, Wealth Preservation, Community, and Shelter, because we need that level of security to weather this storm, coming up.

If you think that the world is headed in a direction that makes you a bit concerned for the future, and you’d like to be as self-sufficient and independent as possible, then you’ve come to the right place. My name is Lynette Zang. Now it’s time to go Beyond Gold and Silver

I’m Lynette Zang, Chief Market Analyst here at ITM Trading and a proud prepper because I know without one doubt in my mind that we are at the very end of this Fiat money, this government based, debt based, money cycle. And so today I need to talk to you about what’s really going on and why that mantra is so important because the time to be prepared is before you need it. But unfortunately, you know, personally, I’ve been working on it for a long time. The base has been my gold and my silver, but once I saw that the system died in 2008, then everything else became a whole lot more important. And I’ve gotta tell ya, look around you. We just had a CPI reading, an inflation reading officially that was 9.1%. And everybody was so surprised. Well, were you surprised? Cause I wasn’t, I’m kind of shocked that everybody else was so surprised, but it hasn’t been that way this whole time.

So even though we are not yet hitting officially 50% inflation, which is the number they use for hyper inflation, I’ve been saying right along as this inflation began to kick in that I felt like this was the beginning of the hyperinflation. They can raise rates. All they want. All that’s gonna do is cause a lot of pain. And then they’re gonna shift out of ’em that’s the piece that we don’t know when this next flood of new money is gonna come in, but let’s talk about what’s happening right now because that 9.1%.

Well, frankly, inflation is making homelessness worse. Right? So we talk about the need for Shelter. Well, yeah. And that’s the place where you make your last stand. So let’s just kind of see what’s going on here. The Sheriff’s arrived at 6:00 AM in early June to tell Joanne English what she already knew, she was being evicted. I mean we know rents have exploded along with housing prices. She’d lost her job as a project manager, near Sacramento in April, then fell behind in rent as $6 a gallon and gas and higher costs for food and utilities depleted her monthly budget. By the time she lost her home, two months later, she owed $9,160 in rent and late fees. And her bank account was nearing zero. So we’ve been talking about the fact that people have had to make a choice. Well guess what? When you look at hyperinflation, where people used to be able to pay rent, guess what? They can’t pay rent. And there are caps that are put on how much the landlords can charge, but with everything else that still makes it unaffordable. And that’s what we’re seeing across the country. And unfortunately around the world, she received a $1,300 in housing assistance from the county, but that didn’t go very far in an area where the average asking rent has ballooned to nearly $2,800 a month. After a week in hotel English and her partner sent their three children to live with relatives while they slept in their Hyundai and showered at the gym. And this is really what, this is not unfortunately a new thing that we’re seeing, but we are going to see more and more of it. Remember in Venezuela, 90% of the population, abject poverty, the middle class gets destroyed. If you have nothing, well let’s face it. There’s only so far down that you can go. If you are in the wealthy class that has accumulated hard tangible assets, right? Gold and silver are part of that. Then not only does your lifestyle not change. Remember I said 90%, I didn’t say a hundred percent, but you’re also in a position to sustain your standard of living and even expand your wealth base. So it’s the middle class that gets decimated. And have we not really been watching that decimation frankly since 2000? But particularly since 2008, you know who, and in this k-shape recovery, you know, it’s the people at the top that have made more money. And the people at the bottom that have been suffering. U.S. rents surge by another record led by a 41% jump in Miami, but my goodness is our wages jumping 41%? No, we know that wages are not keeping pace with inflation and you can look here, Orlando almost 26%, Phoenix where I am almost 18% and it goes on and on and on. So all of these shelter advances and costs, I mean, that’s not helping the people at the bottom or even the middle class because wages have not expanded as the same rate as not just their Shelter, but their Food and their gas, etcetera.

Another month, another record for U.S., Single family rents, which jumped 14% on average year over year in April marking the 13th period of record breaking annual gains. But guess what? Incomes have to keep pace with that or people don’t pay their rent. So, and evictions evictions take a long time and then you have to still fill those apartments. People need an affordable place to live. There are no affordable places to live right now. And as we’ve seen people can’t afford to buy it, especially with the interest rates rising, to fight the inflation that the Fed’s created to begin with and they can’t afford to rent either. What are they supposed to do? Well, it’s called homelessness is awful. With more than a half a million Americans unhoused. The U.S. Is still struggling to solve the homelessness crisis. And I’m telling you right now it costs money to do that for the counties. Etcetera, nearly 600,000 Americans were unhoused in 2020. And what people don’t typically realize when they walk past a person who’s homeless is that this person is costing taxpayers, a lot of money. So there’s gotta be much better solutions, but this issue is going to get a lot, lot worse. This just went the 600,000 Americans just went through 2020 and here we are in 2022. In 2019 before what’s happened in 2020 and in 2022 with the war, in 2019 New York City spent a record breaking 3 billion dollars to support its homeless population. Don’t think they’re doing a very good job. California is also expected to break its record allocating 4.8 billion dollars to the same issue over the next two years. Do you see the problem? I mean, it’s a vicious cycle with housing unaffordability rising homelessness is definitely rising as well. And I gotta ask you don’t you think it’s a little worse than it was in 2020 today?

Cause again, the middle class is the one that has the greatest shift in standard of living. That is why it is so important to be prepared. You gotta have your gold and silver as your foundation because that’s, what’s gonna help you pay to keep a Shelter over your, your head. And that’s where you can make your last stand and create that Food and that Water and that Security and that Community, etcetera. So let’s look at some of the numbers here because the number of homeless single adults sleeping in each night in shelters between 83 and 2021. And let’s see, when did that start shifting? Oh my goodness. 2008, shocker, not a shocker at all! And this unfortunately is families that are sleeping in shelters every night through 2021. Now it looks like it’s gone down here a bit. So that is a little bit of kind of hope. But in reality, we are about to get with the level of inflation that we’re experiencing. We’re gonna see this rise and rise and rise. I don’t want you to be one of those people. I don’t want anybody to be one of those people. If I could feed the world, honestly, I would do it. So I gotta ask you, what are you personally doing to secure shelter and a place to make your last stand for yourself and your family? What are you doing? Are you waiting? Because you think the prices are gonna go down. If you have enough to work with now, you shouldn’t be waiting. It’s Food, Water, Energy, Security, Barterability, Wealth Preservation, Community, and Shelter, get it done, get it done. Thank goodness, I do what I do because I would’ve been clueless just like most people are.

I don’t want you to be clueless. I don’t want you to have to deal with it. Because this is really frankly, rampant, New York city, Los Angeles, etcetera, etcetera. The total number of homeless Americans in January was almost 600,000. It surpassed that now. Has it gotten better since January of 2020? No, it’s gotten worse and it’s about to get a whole lot worse. That’s the importance of having the whole mantra? Not just one little piece. That’s why we’re Beyond Gold and Silver. Your gold and silver is the foundation. That’s what I secured for myself first. And then I went and did all of those other things and I’m doing all of those other things, frankly, just as quickly as I can in my bug out location, you know, you see what’s going on there. Because energy is also a huge issue. And part of what happens through these transitions are rolling brownouts and blackouts. So what are you going to do to make sure that you have security of your energy? Because this is now a battle tool and you know, I’m not saying it’s them or us cause I’m not convinced that that’s really what’s happening here. A component of war is always part of a currency regime shift. That’s what Beyond Gold and Silver is all about to make sure that you can be as independent and secure as possible going through this so that your life’s, your standard of living is kept as intact as possible. Inflation is not going away. You know, even though I don’t have full technical confirmation of this, what happens if I’m wrong? Right? It’s always, what if I’m right and what if I’m wrong? And when I could do something that really doesn’t matter whether or not I’m right or wrong, that’s the position that I wanna be in. And that’s the point of my bug out location. If I’m wrong about all of this, I mean, I know I’m not, but, but if I was then I just simply have this great family vacation place, and I can generate income from the extra outbuildings that I create for down the road, etcetera. So booty hooty rooty manooty. That’s not such a bad thing, but if I’m right, then it saves our lives and it enables us to keep carrying on and be in a position to take advantage of what’s happening. And that’s what I’d like every single person watching this video. And actually frankly, lots of people that aren’t watching this video. That’s the position that I want them to be in.

Because President Vladimir Putin warned the west on Friday that continued sanctions against Russia over the war in Ukraine, risk triggering, catastrophic energy price rises for consumers around the world and particularly in Europe. But remember we’re all incestuously interconnected. So it’s not gonna matter where you live. This is going to topple this house of cards. No doubt about it. And we’ve already watched it being used as a weapon. We can’t make that transition to alternative sources Fast enough. Sanctions restrictions on Russia cause much more damage to those countries that impose them. Putin told the leaders of Russia’s oil and gas industry. Yeah, absolutely. I’m not making any kind of political statement in here. I’m making purely an economic statement in here and I see patterns that repeat and I’m seeing so many patterns. If you went on the ITM site, I just did a piece on Tuesday that talked about not one pattern shift. Like I usually talk about not even two pattern shifts that occasionally I might talk about, but three pattern shifts all happening at one time. You don’t even need to understand what exactly each pattern shift means. What you need to understand is that they mean something and we are near the end. That’s why everything is speeding up. And people are sitting and waiting. What are you waiting for? The handwriting is on the wall. If you’ve been waiting, stop! It doesn’t serve you well, because what do you think is going to happen with the ongoing energy crisis? What do you think that’s gonna do to inflation? Hey payrolls, the jobs numbers, they increase 372,000 in June, more than expected. All these brilliant people and they never get any of this stuff right? Inflation was more than they expected. Job increases were more than expected. I mean, these are the experts that we’re listening to? Really? The wage number means Federal Reserve officials are likely to press ahead with aggressive rate hikes over the coming months. Whoa. So I’m gonna remind you of this until you’re really and so forgive me for being redundant, but there is only one way to fight inflation and that is with deflation. There is only one way to fight deflation and that is with inflation. And that’s why we’ve seen interest rates go down over the last 40 years. But now they’re spiking back up. And let me tell you once this gets, and I believe it’s already pretty much there, we’ll see maybe I’m wrong about this. But once the Federal Reserve loses complete control of their ability to manage those inflation rates like oh, yield curve control and all of that. And we’ve seen that two and 10 year invert, but we’ve been watching that coming since the beginning of the year, we’ve talked about it. You just have to believe this. It’s not my random opinion. This is hard data. And I gotta tell you, I know the hard data is always smarter than I am. So when it tells me, even if I disagree, I tell you, you form your own opinion. But I’m gonna tell you average hourly earnings rose 5.1% from a year ago, but inflation ran 9.1% more and that’s official, right? But you know, it’s a lot worse than that. So they’re gonna raise rates to battle the inflation that they cause it’s not gonna work. It’s not gonna work. The wage number means Federal Reserve officials are likely to press ahead with aggressive rate hikes over in the coming months. Yeah, not that many of them, but do the big rate hikes when the economy is strong, oh, they’re doing the big rate hike because, Hey, isn’t this economy so strong and the labor market can take it? Does it look strong to you? I mean, really does it? Cause it doesn’t look strong to me, maybe in your little world, it’s strong, but in the big world, it is not strong.

We are falling into not just a recession, but into a global depression. And unfortunately I believe it’s gonna be a global hyperinflationary depression. But those fed officials, they are committed to cool prices, right? And they’re talking about this because they need to get your belief and your buy in. It is not what is true that counts. It is what is perceived to be true that counts. Thank you, Henry Kissinger. So it’s those inflation expectations. That’s what the Fed is trying so desperately to hold onto, because remember there’s no more confidence left except for the public. You get that? They gave away Wall Street’s confidence in them to do what they say they’re gonna do, they gave that away. The only thing that’s holding on now is the public confidence. So let’s just look at their dot plots. I mean, frankly, it’s really ridiculous, but this is just from the recent FOMC meeting minutes. And if you look at these dots, right? So they expect between 2022, they expect to be shy of 3.30-3.5% Right? In the stated interest rates, going up to maybe three and three quarters percent, you got inflation officially running at 9.1%. So what that actually means is that the Fed is still easing because you can borrow money at a rate lower than the rate of inflation. All of this is garbage. I’m telling you it’s garbage, but they already plan on lowering those rates. So they’re only raising them so that they can lower them again. Don’t be fooled by this garbage, get yourself into position to weather this storm, because it’s not gonna be fun if you have to start eating out of the garbage cans and living in your car. And as far fetched as that may seem at this moment, there are a lot of people, unfortunately, that are living like that, that never thought it could happen to them. Never thought that it could happen to them. So the question is, when are they gonna lower ’em again? When the markets are down, far enough and enough pain is felt. When that real estate market loses enough steam and the interest rates spike, when there’s enough pain, they’re gonna do a pivot. And I can’t guarantee this, but I’m very, very certain that the level of money printing that they’re gonna do when they make this pivot is gonna make 2020, what they did there look like chump change just like in 2020, it made what they did in 2008, which was very shocking at that time, looked like chump change.

Shocker. They didn’t know they’d get 9.1% rating. What are you waiting for? You waiting for it to hit 14% officially or 20%? I mean, you know, with Miami, rent’s going up 41%. That’s hyperinflation. Those are hyperinflationary numbers. That’s what we’re looking at in Food and in Energy, as well as in Shelter, hyperinflationary numbers. But don’t worry because Fed officials upgraded inflation to a five alarm fire in a matter of six weeks, remember it’s transitory, it’s transitory. Oh yeah. We’re gonna go from targeting a 2% inflation rate, cause then you don’t ask for more wages and we get to take your money and you don’t realize it. To, we’re gonna do an average. Remember I said, you better be ready for this inflation. Yeah. How can you get ready? Food, Water, Energy, Security, Barterability, Wealth Preservation, gold and silver, and as well as Community, which is arguably the most important part of it. As well as Shelter, get it done. What are you waiting for? Officials want to get to a restrictive stance? Well, if they wanna get to a restrictive stance, then they have to have interest rates higher than the rate of inflation. Are they going to do that? No, they are not going to do that. No, they are not. Which means that inflation is already embedded and it’s going to get worse. And once the public loses confidence, you got the Fed’s gonna print and the public’s gonna lose confidence. And there’s your hyperinflation. I mean, honestly it is that simple. If you read through the minutes, it’s clear that the Fed upgraded the inflation problem to a five alarm fire that requires it to now move expeditiously past neutral, which they don’t even know what that number is, but okay. Too restrictive. Oh, alright. What do you think the chances are for the fed to raise interest rates to 10% right now? How about zero, zero? So that inflation will take more and more hold. Fed officials were spooked by the May CPI report. If that was a problem, they’re not going to be to like the June one, either as the headline changed, seems likely to mirror May’s result. How about surpass May’s result? How about surpass it? We’re over officially 9.1% official inflation was 8.6% last month.

Yeah. But Hey, let’s take a look at gold because who wants gold? Let’s suppress the price because the last thing that they want is for you to run to the real safety of real money to protect yourself. No, no, no. So, Hey, it’s around $1725, $1750, wherever it is, it’s a fricking bargain. Most central banks around the world are loading up. You need to be loading up too, period. You wanna protect yourself. Then you need Food, Water, Energy, Security, Barterability, Wealth Preservation, Community, and Shelter. Get it done. What are you waiting for? I mean seriously, because most people, when you look at this market analysts are not expecting any major route in gold as the precious metals continues to stand its ground. Well, no, they just create so much paper gold that they can suppress the visible price so that you don’t want to buy it. They don’t want you to buy it. They don’t want you to hold it, because when you hold it, you own it, it disappears. And that’s, what’s gonna enable you to make sure that you have your Shelter and your Food and your Energy and all of the other things that you need to have a good, solid standard of living. And I know I don’t usually talk about gold on Beyond Gold and Silver, because this is really about everything. But this piece is so foundational and the whole reason for the whole mantra, you can’t just do one piece of it. I mean, you can, you can do anything you want, but I didn’t just do one piece of it. I needed to make sure that my family was secure. That’s what we all need to do, because frankly, we all really do want the same things, but you can’t look at Wall Street and expect them to have your best interest at heart. And you can’t look at the Federal Reserve or the government and expect them to have your best interest at heart. Because the very monetary system that they created to begin with, was designed to rob you and get you to volunteer it. Stop volunteering, make sure that you have everything secure, because this is where we’re headed. How many times you seen that purchasing power? So really is it the prices of all the stuff going up that much? Are they worth that much more money? or is the money that we are forced to use as our tool barter, work for, save, is it worth that much less? When are you going to make sure that this bleeding stops?

I don’t have to worry about Food. I have an urban farm and I’m putting in my food sources at my bug out location. I don’t have to worry about Water. I have ponds in my, in my Phoenix location, but I have wells in my bug out location. I have solar panels and wind panels, and we’re gonna do hydroelectric. We’re gonna be doing a lot of things up at the bug out location to show you how you can do it too. But please people please, we are running out of time so quickly now. And at any time we can just wake up and it can be over because that confidence is hanging on by a thread. And this high inflation means that that the public is losing more and more confidence every time they go to fill up their gas pumps or to put food in their children’s belly. You have to realize that we are on limited time. And so whatever wealth you need to protect, get it done, get your Food done, get your Shelter done. There are so many options, but pick one that works for you and move forward.

When Main Street loses confidence in Fiat, they run to the safety of physical gold. That is what 6,000 years of history has shown us. So gold is a severe bargain. So silver, severe bargain. Get it while you can, while you still have choices, call us, we’ll help you figure out your strategy based upon your needs and what you have to work with, but please don’t hesitate. Don’t procrastinate. Get it done while you still have those choices. And until next we meet, please be safe out there. Bye-bye.


If you’d like to be as self-sufficient and independent as possible with regard to Wealth Preservation, Food, Water, Energy, Security, Barterability, Community and Shelter. Then you’ve come to the right place. Please remember that my “Step-1” was Wealth Preservation, because it’s a lot harder to develop the rest of these pieces if your money disintegrates with hyperinflation. To learn the strategy I employed first, click the link here to Schedule a Call:


  • Lynette’s mission is to translate financial noise into understandable language and enable educated, independent choices. All her work is fact and evidence based and she shares these tools openly. She believes strongly that we need to be as independent as possible and at the same time, we need to come together in community to survive and thrive through any financial crisis.

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