Food -> Water -> Energy -> Barterability -> Shelter -> Security -> Wealth -> Community

HOA Hazards, Financial Unpredictability, and Community Resilience


Stay Informed and Prepared: Valuable information inflation, solar power, HOA’s, and community building. Stay informed and prepared for the challenges of today’s world buy securing your future and safeguarding your wealth.


00:24 Welcome Back

00:46 Urban Farming

02:23 Fukushima Water Release

04:12 Solar Power Deficit

05:25 Defensive Plants

06:24 Wholesale Inflation

07:40 BIS Warning

10:10 Community Makes a Difference

11:29 HOA Foreclosures

13:22 Please Take Care


Lynette Zang (00:03):

If you think that the world is headed in a direction that makes you a bit concerned for the future and you’d like to be as self-sufficient and independent as possible, then you’ve come to the right place. My name is Lynette Zang. Now it’s time to go beyond gold and silver.

Lynette Zang (00:24):

I’m Lynette Zang, chief market analyst at ITM Trading and a very grateful prepper. And you can see some of the long storage stuff that we have going on here. In fact, I think you’ll be getting a video shortly ’cause this has been going on for about a month. We’re gonna talk about food because food is the single biggest issue for most people as we go through these transitions.

Lynette Zang (00:46):

And interestingly enough, I came across this urban farming market highlight. And it’s, and, and the story that it tells I find to be really, really interesting and that is the dominating region is in the Asian Pacific region. More than 42% of urban farmers are there. What about the US? Oh no, not the US yet. Urban farming can provide up to 15% of the global food supply contributing to food security, which is absolutely critical during these times. But it’s Europe that is in the fastest growing region. I say the US let’s catch up. Actually everybody needs to on some level as far as they can because obviously it depends on, on where you live. If you live in a high rise, that’s gonna be a little challenging. But even if you have a teeny weeny little patio or a plot of land or a bigger plot of land, you too can become an urban farmer and at least secure, make sure that you can secure at least some of your food supply with fresh food. You can also do it with long storage food. We have these wonderful hot sauces that he’s been creating and of course the veggies and, and the peppers, et cetera. But there’s all sorts of things. And oh, by the way, all of this is all barter-able. So just keep that in mind. You can kill two birds with one stone, probably more than that.

Lynette Zang (02:23):

Japan to release Fukushima water into ocean for August 24th. But don’t worry, they’re telling us it’s relatively harmless. Japan said on Tuesday that it will start releasing into the sea more than 1 million metric-tons of treated radioactive water from the wrecked Fukushima nuclear power plant starting August 24th. Going ahead with a plan heavily criticized by China. The plan approved by approved two years ago by the Japanese government is crucial to decommissioning. And this is a nuclear plant. And by the way, it’s got nuclear plants have, have come back quite a bit. But to decommissioning the plant operated by Tokyo Electric Power Company also has also faced criticism from local fishing groups, fearing reputational damage. Do you want to eat fish from those waters? I don’t think so. Japan has said that the water release is safe. Don’t worry about it. I mean, they would certainly never do anything to put your life or your health in jeopardy. The International Atomic Energy Agency, the UN nuclear watchdog Green-lighted the plan in July saying that it met international standards and that the impact it would have on people and the environment was negligible. Well, not if you’re the one that’s impacted, but okay, so buyer beware. I mean, this is why it’s important too, to gather your own water and make sure that you have a secure water source, secure food source, secure water source. You’re not getting it out there. This is the importance of community though, because one person can’t do it all by themselves. We have to work together, come together to help each other and support each other.

Lynette Zang (04:12):

The hidden threat to US energy security, solar power is critical to the widespread adoption of renewable energy. The majority of the technology underlying is made in China. And of course we know that the vast majority of solar, solar panels are made in China. In fact, the Asian nation now has enough capacity to manufacture 70 times as many solar panels as the US. And at a period of time where there appears to be more and more conflict between the US and China, this could put our goal of going neutral or going to the alternative energy of solar at risk. Now I have my own solar panels. Get it done. If you’re thinking about going solar and you can do it now, do it. And by the way, there’s all different sizes. So maybe all you need is something to keep your refrigerator in your freezer going. That’s okay too. You have to look at your circumstances. And, and if you click the Calendly link below and you set up your own strategy on how to move through this, it’s gonna help you determine what you need.

Lynette Zang (05:25):

Because in security, I thought, you know, I have personally planted a lot of nasty spiny things under all of the windows I’ve showed them to you. Mostly I do it with agave. But then I came across this whole list of 23 defensive plants for your home security. So depending upon where you live and what your circumstances are, you know, this is a really inexpensive and self-sustaining way to make sure that you have at least your windows secure. Maybe your fencing secure. I’ve used it on fencing as well as windows. Kai apples on my fencing, ’cause their needles are like this flipping long, they’re huge. And, and agave ’cause you walk by it and it pricks you and… If you’re gonna try and get in that way, I’m gonna make you pay. You make them pay. And here’s a whole bunch of things of plants that you can use to do that.

Lynette Zang (06:24):

Well, they want us to think that wholesale inflation raises 0.7% hotter than expected, but core prices are in check. So really what they’re saying is at the producer level, inflation is, has gone up almost 1% and that will translate through to the prices that you have to pay all the time. Inflation at the wholesale level rose more than expected in August. This darn inflation boy is so sticky. Countering recent data showing that price increases have tempered lately. Kind of depends on what you’re looking at. Certainly you know that the prices at the pump are going back up again. And we are in general seeing prices go back up again. And that limits how much you can buy with this. In the meantime, gold and silver secure your barter-ability. Because you can convert it as you need it. This, the longer you hold it, the less purchasing power value it has, the less barter-ability it has.

Lynette Zang (07:40):

But if you really wanna preserve your wealth, let’s just take a look at this central bank body, the BIS. So that’s the Bank for International Settlements, which is the highest bank in the land. The central bank of the central banks. Flags new unpredictability in interest rate markets. Who in the world knows what they’re gonna do? The Central Bankers Central Bank, the Bank for International Settlements has urged investors to hunker down for an extended spell of unpredictability in global interest rates, as well as rising pressures in the financial system. And this just came out September 18th, right? So the the highest bank in the land is telling you to hunker down ’cause bad crap is coming your way. The possibility of inflation remaining stubbornly high and requiring major central banks like the US Federal Reserve and European Central Bank to keep borrowing costs at their current elevated levels should not be underestimated. Because it has popped the debt bubble. There’s, it’s bigger than a pinhole and it’s likely gonna get worse. So I did an interview this morning and and he asked, do you think this is intentional? Hmm, yeah, I do think that it’s intentional. The risk that inflation might turn out to be more stubborn than it is expected is something we should not rule out. Therefore, business models, trading strategies that were predicated on that assumption of rates coming down quickly are particularly vulnerable to current conditions. Because there’s walls of debt that have to be rolled over at this higher level and they couldn’t afford the lower level of debt and interest rates, they certainly can’t afford the higher one. So the BIS is telling us that your wealth is in jeopardy, any wealth that you hold in this crap is in jeopardy. That’s the bottom line. That’s the bottom line. Because fiat money products will not protect your wealth. They’re just perfect to have that wealth transfer away from you. If you don’t hold it, you don’t own it.

Lynette Zang (10:10):

And when you’re looking at community, I absolutely love the unions coming together in community to get to make change. UAW to expand, strike against GM and Stellantis while sparing Ford. Because Ford has made a little bit of progress. So it’s not guaranteed, but they’re targeting all three Detroit car makers and it appears to pay off. Well, yes, because if we all come together in community, we can actually make a difference. What a concept. Alone, we can’t. You’re just one person. There’s only so much that you can do. But coming together to support and help each other is what community is all about. So I know that I’ve said this, be on the lookout, we’ll announce it when we’re ready to publish, but be on the lookout for a five minute video. I’m gonna do my best to help them see what’s coming, and I’m gonna give it to you so that you can do that. Because we are all in this together. We are all a community. And that’s my commitment to you, quite honestly. That’s my commitment.

Lynette Zang (11:29):

Here’s another threat that personally I had never really thought of. And I came across this article and I thought, oh yeah, I’m not in an HOA, but my children certainly are. And most people these days live in HOAs. A spate of foreclosures followed by HOAs in Denver, illustrates the potential risks of an increasingly common home ownership model. So you know how you get those? If you, if they don’t like the way your trash cans are, they’ll ding you 50 bucks or whatever. And then you don’t pay it, you don’t pay it, you don’t pay it. Guess what? They can foreclose on your house. Did you realize that? I didn’t realize that. Nearly a quarter of Americans live in a community association. This goes back to the seventies. You know, you’re talking of roughly more than almost 80 million people live in a homeowner’s association. And are you really aware of all of the, of all of the, the documents or what you’re agreeing to when you buy a house with an association? When homeowners fall behind on payments, they can turn to the courts to collect, meaning the homeowner’s association. There is no national regulation governing how HOAs can set fines, calculate assessments, or enforce their payments. So if you happen to live inside of a homeowner’s association, I strongly encourage you to get those questions answered. I mean, how do they set fines, calculate assessments, or enforce their payments? How do they do that? Don’t you think you should know if it has an impact on you? Because I do.

Lynette Zang (13:22):

So that’s it for today. We’ve put, been putting out a ton of stuff on on the ITM channel. Because there are so many things that are going on. And remember, it really is not all doom and gloom. And that’s the beauty part about community. I think that we lost sight of that because the tactic is divided and conquer. But I think that is really reversing now. And if you haven’t, click that Callendly link below. Set your own strategy up, and also go out into the community. Look at a community garden. Do something. Do something to become part of a community. You know, meet your local farmers, meet your local butchers, meet your local ranchers. Create those relationships so that when you need them, that relationship is in place. You don’t wanna have to do it when you have no other choices. And make sure to subscribe to the Thrivers community for exclusive, real realtime content. You get me live every week and we are coming together to figure these things out for each other. That is where we can really build that community the most effectively. Come help us. Doesn’t look… You join, and it doesn’t look like what you want it to look like. Tell us what you want it to look like and then be proactive and help us. We want to create this for you. And we have some great recent videos on China’s gold binge. Taylor Kenny did a quadrillion debt bomb talking about derivatives. Critical ’cause that’s what’s gonna take the system down. And as you guys know, I’ve found my voice, so you’ll hear me talk a lot more about community. Because that’s what we have to do. That gives us a chance of having a more fair system on the back. Because frankly, in physical gold and silver, I trust – not in this crap. Loss of purchasing power by design. Maintains purchasing power by demand. So if you like this, please give us a thumbs up, leave a comment, share, share, share. And until next time, we are all in this together. Bye-Bye.


23 of the Best Defensive Plants for Your Landscape,pressures%20in%20the%20financial%20system


  • Lynette’s mission is to translate financial noise into understandable language and enable educated, independent choices. All her work is fact and evidence based and she shares these tools openly. She believes strongly that we need to be as independent as possible and at the same time, we need to come together in community to survive and thrive through any financial crisis.

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